\u0130nvestisiya etm\u0259k b\u0259z\u0259n \u00e7\u0259tin bir i\u015f kimi g\u00f6r\u00fcn\u0259 bil\u0259r. Bir \u00e7ox insan pullar\u0131n\u0131n artd\u0131\u011f\u0131n\u0131 g\u00f6rm\u0259k ist\u0259yir, lakin haradan ba\u015flayaca\u011f\u0131n\u0131 bilmir. Fond bazar\u0131 pulunuzu yat\u0131rmaq \u00fc\u00e7\u00fcn yax\u015f\u0131 yerdir, ona g\u00f6r\u0259 d\u0259 birja vasit\u0259sil\u0259 nec\u0259 a\u011flabatan g\u0259lir \u0259ld\u0259 ed\u0259 bil\u0259c\u0259yinizi \u00f6yr\u0259nm\u0259k ist\u0259yirsinizs\u0259, bu m\u0259qal\u0259 sizin \u00fc\u00e7\u00fcnd\u00fcr.<\/p>\n
H\u0259qiq\u0259t olmaq \u00fc\u00e7\u00fcn \u00e7ox yax\u015f\u0131 g\u00f6r\u00fcn\u00fcrs\u0259, y\u0259qin ki, bel\u0259dir. \u018fg\u0259r geri qaytar\u0131laca\u011f\u0131na z\u0259man\u0259t verilirs\u0259, f\u0131r\u0131ldaq\u00e7\u0131l\u0131qla ba\u011fl\u0131 yax\u015f\u0131 \u015fans var. B\u0259zi risk olmadan investisiyada i\u015ftirak etm\u0259k \u00fc\u00e7\u00fcn he\u00e7 bir yol yoxdur v\u0259 siz\u0259 \u0259ksini s\u00f6yl\u0259y\u0259n h\u0259r hans\u0131 bir broker yalan dan\u0131\u015f\u0131r. Bu, pulunuzu yerl\u0259\u015fdirm\u0259k ist\u0259diyiniz \u015f\u0259xs deyil.<\/p>\n
Unutmay\u0131n ki, s\u0259hm qiym\u0259tl\u0259ri qazanc\u0131n \u0259ksidir. Q\u0131sa m\u00fcdd\u0259tli yax\u0131n g\u0259l\u0259c\u0259kd\u0259 bazar davran\u0131\u015f\u0131 x\u0259b\u0259r v\u0259 \u015fayi\u0259l\u0259rd\u0259n v\u0259 h\u0259v\u0259sd\u0259n tutmu\u015f panikaya q\u0259d\u0259r olan emosional reaksiyalardan as\u0131l\u0131 olaraq d\u0259yi\u015f\u0259c\u0259k. Uzunm\u00fcdd\u0259tli m\u0259nz\u0259r\u0259d\u0259 is\u0259 zamanla \u015firk\u0259tin qazanc\u0131 s\u0259hm qiym\u0259tinin qalx\u0131b-d\u00fc\u015fm\u0259y\u0259c\u0259yini m\u00fc\u0259yy\u0259n edir.<\/p>\n
Bu, \u0259ks-intuitiv g\u00f6r\u00fcn\u0259 bil\u0259r, lakin investisiyalar\u0131n\u0131z\u0131 almaq \u00fc\u00e7\u00fcn \u0259n yax\u015f\u0131 vaxt onlar\u0131n d\u0259y\u0259rinin d\u00fc\u015fd\u00fcy\u00fc vaxtd\u0131r. \u201cA\u015fa\u011f\u0131 al\/y\u00fcks\u0259k sat\u201d k\u00f6hn\u0259lmi\u015f m\u0259s\u0259l deyil. U\u011fur v\u0259 firavanl\u0131\u011fa aparan bir yoldur. Sa\u011flam investisiya namiz\u0259dl\u0259ri tapmaq \u00fc\u00e7\u00fcn laz\u0131mi ara\u015fd\u0131rma apar\u0131n, lakin bazar a\u015fa\u011f\u0131 d\u00fc\u015f\u0259nd\u0259 \u200b\u200bqorxunun sizi sat\u0131n almaqdan \u00e7\u0259kindirm\u0259sin\u0259 imkan verm\u0259yin.<\/p>\n
S\u0259hml\u0259riniz yaln\u0131z ticar\u0259t etdiyiniz m\u0259nas\u0131z ka\u011f\u0131z par\u00e7alar\u0131 deyil, bir \u015firk\u0259td\u0259 m\u00fclkiyy\u0259t kimi d\u00fc\u015f\u00fcn\u00fclm\u0259lidir. S\u0259hml\u0259rin d\u0259y\u0259rini qiym\u0259tl\u0259ndir\u0259rk\u0259n, onlar\u0131n maliyy\u0259 hesabatlar\u0131n\u0131 t\u0259hlil ed\u0259r\u0259k biznesi qiym\u0259tl\u0259ndirin. Bu, h\u0259r hans\u0131 bir h\u0259r\u0259k\u0259t etm\u0259zd\u0259n \u0259vv\u0259l h\u0259r bir ticar\u0259ti diqq\u0259tl\u0259 n\u0259z\u0259rd\u0259n ke\u00e7irm\u0259yinizi t\u0259min ed\u0259c\u0259kdir.<\/p>\n
Birjaya investisiya etm\u0259zd\u0259n \u0259vv\u0259l d\u00fczg\u00fcn t\u0259hsil ald\u0131\u011f\u0131n\u0131zdan \u0259min olun. M\u00fchasibat u\u00e7otu, illik hesabatlar v\u0259 birja tarixi haqq\u0131nda \u0259sas bilikl\u0259r\u0259 sahib olmal\u0131s\u0131n\u0131z. H\u0259qiqi m\u00fchasib olma\u011fa ehtiyac yoxdur, baxmayaraq ki, n\u0259 q\u0259d\u0259r \u00e7ox anlay\u0131\u015f\u0131n\u0131z varsa, bir o q\u0259d\u0259r yax\u015f\u0131 olacaqs\u0131n\u0131z.<\/p>\n
M\u0259nf\u0259\u0259ti izl\u0259m\u0259k \u00fc\u00e7\u00fcn s\u0259hm qiym\u0259tl\u0259rind\u0259n istifad\u0259 ed\u0259 bil\u0259rsiniz. Q\u0131sam\u00fcdd\u0259tli bazar davran\u0131\u015f\u0131 \u00fcmumiyy\u0259tl\u0259 qorxu, h\u0259v\u0259s, x\u0259b\u0259r v\u0259 \u015fayi\u0259l\u0259r\u0259 \u0259saslan\u0131r. Uzunm\u00fcdd\u0259tli bazar davran\u0131\u015f\u0131 \u0259sas\u0259n \u015firk\u0259tin qazanc\u0131ndan ibar\u0259tdir. Bu qazanclar bir s\u0259hmin qiym\u0259tinin qalx\u0131b-d\u00fc\u015fm\u0259y\u0259c\u0259yini v\u0259 ya tamamil\u0259 yan t\u0259r\u0259f\u0259 ged\u0259c\u0259yini m\u00fc\u0259yy\u0259n etm\u0259k \u00fc\u00e7\u00fcn istifad\u0259 edil\u0259 bil\u0259r.<\/p>\n
Almaq ist\u0259diyiniz s\u0259hmin qiym\u0259tin\u0259 diqq\u0259t yetirin v\u0259 qiym\u0259ti a\u015fa\u011f\u0131 olanda al\u0131n. Fond bazar\u0131 daim dal\u011falan\u0131r, ona g\u00f6r\u0259 d\u0259 m\u00fck\u0259mm\u0259l qiym\u0259t \u00fc\u00e7\u00fcn bir az g\u00f6zl\u0259m\u0259li ola bil\u0259rsiniz, lakin sonda investisiyan\u0131n y\u00fcks\u0259k g\u0259liri il\u0259 \u00f6z b\u0259hr\u0259sini ver\u0259c\u0259k.<\/p>\n
H\u0259mi\u015f\u0259 unutmay\u0131n ki, pul m\u0259qs\u0259d deyil, bir vasit\u0259dir. Qazand\u0131\u011f\u0131n\u0131z, q\u0259na\u0259t etdiyiniz v\u0259 yat\u0131rd\u0131\u011f\u0131n\u0131z pul siz\u0259 bir m\u0259qs\u0259d\u0259 xidm\u0259t edir. M\u0259qs\u0259d bir qay\u0131q, ev v\u0259 ya h\u0259tta pensiya ola bil\u0259r. T\u0259qib etdiyiniz bir h\u0259d\u0259f n\u00f6mr\u0259niz var, \u00e7\u00fcnki bu h\u0259d\u0259f n\u00f6mr\u0259 sizin v\u0259 ail\u0259niz \u00fc\u00e7\u00fcn haz\u0131rda olmayan h\u0259yat t\u0259rzini \u00f6d\u0259y\u0259 bil\u0259c\u0259yiniz dem\u0259kdir.<\/p>\n
H\u0259tta ilk s\u0259hminizi almadan \u0259vv\u0259l, cari \u00fcmumi maliyy\u0259 portfelinizi bildiyiniz\u0259 \u0259min olun. Borclar\u0131n\u0131z v\u0259 g\u0259lirl\u0259riniz n\u0259dir? Alt\u0131 ayl\u0131q ehtiyat fondunuz varm\u0131? Bu, bir s\u0259hm almadan \u0259vv\u0259l edilm\u0259lidir. Bu ba\u015fa \u00e7atd\u0131qdan sonra, g\u0259lirinizin n\u0259 q\u0259d\u0259rini investisiya \u00fc\u00e7\u00fcn yat\u0131ra bil\u0259rsiniz? Bunu bildikd\u0259n sonra s\u0259hm portfelinizi m\u00fc\u0259yy\u0259nl\u0259\u015fdirin v\u0259 onu avtomatla\u015fd\u0131r\u0131n.<\/p>\n
Birjaya n\u0259 q\u0259d\u0259r investisiya etm\u0259k ist\u0259diyiniz\u0259 q\u0259rar verm\u0259zd\u0259n \u0259vv\u0259l, investisiyalar\u0131n\u0131z\u0131n sizin \u00fc\u00e7\u00fcn n\u0259 etm\u0259sini ist\u0259diyinizi anlamaq \u00fc\u00e7\u00fcn bir az vaxt ay\u0131r\u0131n. Pensiya fondu qurma\u011f\u0131 s\u0259birsizlikl\u0259 g\u00f6zl\u0259yirsiniz? Alternativ olaraq, b\u0259zi \u0259lav\u0259 g\u0259lir \u0259ld\u0259 etm\u0259k? Bunu ba\u015fa d\u00fc\u015fd\u00fckd\u0259, bazarda n\u0259 q\u0259d\u0259r risk etm\u0259y\u0259 haz\u0131r oldu\u011funuza q\u0259rar ver\u0259 bil\u0259c\u0259ksiniz.<\/p>\n
\u018fg\u0259r siz s\u0259hml\u0259r\u0259 pul yat\u0131rma\u011f\u0131 d\u00fc\u015f\u00fcn\u00fcrs\u00fcn\u00fczs\u0259 v\u0259 bunu nec\u0259 ed\u0259c\u0259yinizi bilmirsinizs\u0259, o zaman \u0259razinizd\u0259 bir s\u0259hm investisiya toplant\u0131s\u0131na getm\u0259k ist\u0259y\u0259 bil\u0259rsiniz. Bunlar ad\u0259t\u0259n ucuz qiym\u0259t\u0259 m\u00f6vcuddur v\u0259 siz investisiyalar\u0131n\u0131zda \u00e7oxlu pul qazanma\u011f\u0131n\u0131za k\u00f6m\u0259k ed\u0259 bil\u0259c\u0259k pe\u015f\u0259karlar t\u0259r\u0259find\u0259n t\u0259hsil al\u0131rs\u0131n\u0131z.<\/p>\n
S\u0259hml\u0259rinizin i\u015ftirak etdiyi ticar\u0259tin h\u0259cmin\u0259 ciddi n\u0259zar\u0259t etm\u0259yi unutmay\u0131n. Ticar\u0259t h\u0259cmi x\u00fcsusi s\u0259hml\u0259rin haz\u0131rda i\u015ftirak etdiyi ticar\u0259tin h\u0259cmini \u0259ks etdirir. S\u0259hmin f\u0259aliyy\u0259ti d\u0259yi\u015fk\u0259nlik v\u0259 ya sabitlik g\u00f6st\u0259r\u0259 bil\u0259r ki, bu da m\u00fc\u0259yy\u0259n ed\u0259 bil\u0259r. almaq ist\u0259s\u0259n d\u0259, ist\u0259m\u0259s\u0259n d\u0259.<\/p>\n
M\u00f6hk\u0259m olmayan \u015firk\u0259tl\u0259rin s\u0259hml\u0259rini almay\u0131n. Alma\u011f\u0131 d\u00fc\u015f\u00fcnd\u00fcy\u00fcn\u00fcz s\u0259hmd\u0259 \u00e7oxlu ev tap\u015f\u0131r\u0131\u011f\u0131 etm\u0259lisiniz. B\u00fct\u00fcn iffy s\u0259hm se\u00e7iml\u0259rini istisna etdiyiniz zaman, portfelinizd\u0259 sa\u011flam s\u0259hml\u0259rd\u0259n ba\u015fqa he\u00e7 n\u0259 olmayacaq. Bu sizi uzun m\u00fcdd\u0259t \u0259rzind\u0259 itkil\u0259rd\u0259n qoruyacaq.<\/p>\n
Bir oyun plan\u0131n\u0131z var v\u0259 \u00fcmumiyy\u0259tl\u0259, ona \u0259m\u0259l edin. Bir \u00e7ox f\u0259rdl\u0259r be\u015f v\u0259 ya on il m\u00fcdd\u0259tin\u0259 m\u00f6hk\u0259m oturmaq plan\u0131 il\u0259 s\u0259hm al\u0131rlar. Bazarda n\u0259s\u0259 pisl\u0259\u015f\u0259n kimi h\u0259min \u015f\u0259xsl\u0259r d\u00f6n\u00fcb d\u0259rhal sat\u0131rlar. Satmaq b\u0259z\u0259n a\u011f\u0131ll\u0131 bir yol olsa da, h\u0259r d\u0259f\u0259 s\u0259hml\u0259riniz bir az da olsa satsan\u0131z, qazanc g\u00f6r\u0259c\u0259yinizd\u0259n daha \u00e7ox z\u0259r\u0259r g\u00f6r\u0259c\u0259ksiniz. Bunun \u0259v\u0259zin\u0259 g\u00fccl\u00fc qalsan\u0131z v\u0259 oyun plan\u0131n\u0131za sadiq qalsan\u0131z, uzun m\u00fcdd\u0259td\u0259 \u00e7ox vaxt daha \u00e7ox u\u011fur g\u00f6r\u0259c\u0259ksiniz.<\/p>\n
\u0130ndi birjan\u0131n n\u0259 oldu\u011fu v\u0259 investisiya ed\u0259 bilm\u0259k \u00fc\u00e7\u00fcn \u00f6z\u00fcn\u00fcz\u00fc haz\u0131rlamaq \u00fc\u00e7\u00fcn n\u0259 etm\u0259li oldu\u011funuz haqq\u0131nda daha yax\u015f\u0131 t\u0259s\u0259vv\u00fcr\u00fcn\u00fcz olmal\u0131d\u0131r. Unutmay\u0131n ki, m\u0259lumat\u0131 dostlarla payla\u015fmaq k\u00f6m\u0259k ed\u0259 bil\u0259r. Dostlar\u0131n\u0131zla s\u00f6hb\u0259td\u0259 i\u015ftirak etdiyiniz\u0259, el\u0259c\u0259 d\u0259 onlara bildikl\u0259rinizi \u00f6yr\u0259tdiyiniz\u0259 \u0259min olun ki, b\u00fct\u00f6vl\u00fckd\u0259 birja bazar\u0131n\u0131 daha yax\u015f\u0131 ba\u015fa d\u00fc\u015f\u0259siniz. Bir \u015feyin nec\u0259 i\u015fl\u0259diyini ba\u015fa d\u00fc\u015fd\u00fckd\u0259, onda nec\u0259 yax\u015f\u0131 olma\u011f\u0131 bilirs\u0259n. Bunu edin v\u0259 u\u011fur g\u0259l\u0259c\u0259k.<\/p>\n