2008-ci ilin maliyy\u0259 bax\u0131m\u0131ndan nec\u0259 n\u0259tic\u0259l\u0259n\u0259c\u0259yi bar\u0259d\u0259 \u00e7ox dan\u0131\u015f\u0131l\u0131b. T\u0259n\u0259zz\u00fcl s\u00f6z\u00fc b\u0259lk\u0259 d\u0259 \u015fok d\u0259y\u0259ri \u00fc\u00e7\u00fcn \u00e7ox yay\u0131lm\u0131\u015fd\u0131r, amma ola bilm\u0259z. G\u0259lin bir anl\u0131\u011fa t\u0259n\u0259zz\u00fcll\u0259 ba\u011fl\u0131 bu proqnozlar\u0131n do\u011fru oldu\u011funu iddia ed\u0259k. Bu, birjaya nec\u0259 t\u0259sir ed\u0259c\u0259k? Yax\u015f\u0131, r\u0259q\u0259ml\u0259r d\u0259yi\u015fs\u0259 d\u0259, birja h\u0259mi\u015f\u0259 orada olacaq. Ancaq t\u0259n\u0259zz\u00fcld\u0259 h\u0259r \u015fey nisb\u0259t\u0259n bir q\u0259pikdir. Bel\u0259 ki, q\u0259pik s\u0259hml\u0259ri pis m\u0259tbuat almas\u0131na baxmayaraq, yax\u015f\u0131 v\u0259 pis vaxtlarda h\u0259mi\u015f\u0259 orada olacaqlar.<\/p>\n
T\u0259n\u0259zz\u00fcll\u0259r b\u00fct\u00fcn \u015firk\u0259tl\u0259rin d\u00fczg\u00fcn qazanc \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn m\u00fcbariz\u0259 apard\u0131\u011f\u0131 d\u00f6vrl\u0259rdir. Ancaq bu, insanlar\u0131n investisiya qoymas\u0131na mane olmur. \u0130nsanlar daha \u00fcmidsizdirl\u0259r v\u0259 sonra bir \u015firk\u0259t\u0259 daha \u00e7ox inan\u0131rlar v\u0259 buna g\u00f6r\u0259 d\u0259 iqtisadi d\u00f6vrl\u0259r \u00e7\u0259tin olanda daha \u00e7ox risk alma\u011fa haz\u0131rd\u0131rlar. Bel\u0259 vaxtlarda insanlar daha se\u00e7ici olma\u011f\u0131 v\u0259 daha riskli s\u0259hml\u0259rd\u0259n qa\u00e7ma\u011f\u0131 bacar\u0131rlar. Penny s\u0259hml\u0259ri iqtisadiyyat\u0131n nec\u0259 olmas\u0131ndan as\u0131l\u0131 olmayaraq risklidir, lakin a\u011f\u0131ll\u0131 \u015f\u0259kild\u0259 edildiyi t\u0259qdird\u0259 b\u00f6y\u00fck bir investisiyad\u0131r.<\/p>\n
\u018fg\u0259r t\u0259n\u0259zz\u00fcl olsayd\u0131, o zaman q\u0259piklik s\u0259hml\u0259r\u0259 daha \u00e7ox diqq\u0259t yetiril\u0259rdi, \u00e7\u00fcnki insanlar\u0131n x\u0259rcl\u0259m\u0259y\u0259 daha az pulu olard\u0131 v\u0259 o q\u0259d\u0259r d\u0259 se\u00e7ici olmazd\u0131. H\u0259r zamankind\u0259n daha \u00e7ox insana investisiya etm\u0259k imkan\u0131 t\u0259qdim ed\u0259c\u0259k bir s\u0259hm haqq\u0131nda daha az m\u0259nfi s\u00f6hb\u0259t olard\u0131. \u0130nsanlar bunu qumardan daha \u00e7ox f\u00fcrs\u0259t kimi g\u00f6r\u0259c\u0259kl\u0259r. Siz bunun perspektiv v\u0259 yana\u015fma il\u0259 ba\u011fl\u0131 oldu\u011funu g\u00f6r\u00fcrs\u00fcn\u00fcz. H\u0259r k\u0259s s\u0259hv ets\u0259, h\u0259r hans\u0131 bir i\u015f g\u00f6r\u0259r\u0259k pul itir\u0259 bil\u0259r. Penny s\u0259hml\u0259ri d\u00fczg\u00fcn investisiya edil\u0259rs\u0259, siz\u0259 \u00e7oxlu pul qazand\u0131ra bil\u0259r.<\/p>\n
Q\u0259pik s\u0259hml\u0259ri haqq\u0131nda pis dan\u0131\u015fanlar\u0131n ham\u0131s\u0131 ya onlara s\u0259rmay\u0259 qoymaqdan yanm\u0131\u015f insanlard\u0131r, ya da ba\u015fqalar\u0131n\u0131n onlara s\u00f6yl\u0259dikl\u0259rind\u0259n ba\u015fqa onlar haqq\u0131nda he\u00e7 n\u0259 bilm\u0259y\u0259nl\u0259rdir. Bu, maraql\u0131 hekay\u0259l\u0259r yarad\u0131r, lakin h\u0259qiq\u0259t budur ki, q\u0259piklik s\u0259hml\u0259rin qazanc\u0131 h\u0259r hans\u0131 dig\u0259r s\u0259hm n\u00f6v\u00fcn\u0259 qar\u015f\u0131 \u00e7\u0131xacaq. Dig\u0259r s\u0259hml\u0259r b\u00f6y\u00fck qazanc \u0259ld\u0259 ed\u0259 bil\u0259r, lakin m\u00fctl\u0259q q\u0259pik s\u0259hml\u0259ri q\u0259d\u0259r tez deyil.<\/p>\n
Bel\u0259likl\u0259, 2008-ci il t\u0259n\u0259zz\u00fcl olacaqm\u0131? M\u0259n bel\u0259 d\u00fc\u015f\u00fcnm\u00fcr\u0259m. Q\u0259pik s\u0259hml\u0259rin\u0259 investisiya etm\u0259k \u00fc\u00e7\u00fcn yax\u015f\u0131 il olacaqm\u0131? Yax\u015f\u0131, \u0259lb\u0259tt\u0259 olacaq. Sad\u0259c\u0259 ehtiyatla investisiya edin. Penny s\u0259hml\u0259ri he\u00e7 vaxt pis s\u0259rmay\u0259ni t\u0259msil etm\u0259mi\u015fdir, yaln\u0131z ehtiyatla yana\u015fmaq laz\u0131md\u0131r. H\u0259qiq\u0259ti bilm\u0259d\u0259n ba\u015fqalar\u0131n\u0131n m\u0259sl\u0259h\u0259tini q\u0259bul etm\u0259k asand\u0131r, lakin portfelinizin bir hiss\u0259si kimi q\u0259pik s\u0259hml\u0259ri daxil etm\u0259k h\u0259ft\u0259nin ist\u0259nil\u0259n g\u00fcn\u00fc a\u011f\u0131ll\u0131 bir h\u0259r\u0259k\u0259tdir.<\/p>\n